How can I invest in high interest savings account (HISA) using PiggyVest platform.

 

What is PiggyVest?

PiggyVest (formerly Piggybank) is one of Nigeria’s most trusted online savings and investment platforms, regulated by the **Securities & Exchange Commission (SEC)**  . It lets you save money automatically, lock funds to earn higher returns, and even invest in vetted real-world projects like farming and real estate—all from your phone.

 

How it works

1. Create an account – Sign up with your name, phone number, BVN, and valid ID.

2. Fund your account – Use bank transfer, debit card, or USSD to top up your PiggyVest wallet.

3. Choose a savings option:

Piggybank (flexible): Save anytime and withdraw anytime. Earn up to 18% per year on daily balance  .

Safe Lock (fixed): Lock money for a set period (30 days–2 years), earn up to 21–22% per year, paid upfront  .

Target Savings: Set goals (e.g., vacation fund), earn around 12% annually  .

4. Invest – Use PiggyVest’s “PiggyVest Invest” to access opportunities in real estate, agriculture, and more, sometimes offering returns up to **35%**  .

5. Monitor & manage – Track interest earnings on the app with daily updates.

6. Withdraw – For Piggybank, funds transfer instantly; SafeLock and Target Savings might restrict withdrawal until maturity dates.

 

Why PiggyVest stands out

1.Automatic saving tools make building good habits easy.

2.High interest – especially compared to typical banks.

3.Versatile savings and investment options in one platform.

4.Regulated, secure, user-friendly — backed by SSL encryption  .

 

💬 Frequently Asked Questions

 

Q1: Is PiggyVest safe?

Yes. It’s registered under Piggytech Global Ltd, regulated by the SEC, and partners with licensed asset managers. Data is secured with 256-bit SSL encryption  .

Q2: Can I withdraw anytime?

Piggybank: yes, instantly.

For SafeLock/Target Savings: you must wait until maturity unless you accept penalties.

 

Q3: How much do I need to start?

Minimum is ₦100 for Piggybank. SafeLock plans may require more, depending on the chosen product.

Q4: When do I earn interest?

Piggybank: interest accrues daily, paid monthly.

SafeLock: paid upfront.

Target Savings: varies—check plan details.

 

Q5: Are there fees?

No charges for saving or withdrawal (within rules). PiggyVest earns from fund returns.

 

 

How to Sign Up for PiggyVest

 

✅ What You Need:

A smartphone or computer with internet

A working phone number & email

Your Bank Verification Number (BVN)

A valid ID card (National ID, Driver’s License, Voter’s Card)

 

   Step-by-Step Registration:

 

1. Go to https://www.piggyvest.com or download the PiggyVest app on Google Play Store or Apple App Store.

2. Click “Create Account”.

3. Enter your full name, email, phone number, and choose a password.

4. Verify your email (they’ll send a code).

5. Enter your BVN (PiggyVest uses it to link to your bank account and confirm your identity).

6. Set up a 4-digit PIN for security.

7. Link your bank account or debit card to fund your PiggyVest wallet.

8. Done! 🎉 You can now choose between Piggybank, SafeLock, Target Savings, or Investments.

 

Conclusion:

To earn up to 22% interest, explore the SafeLock option (locks your funds for a fixed time).

 

You can start saving with as little as ₦100.

 

Activate autosave so PiggyVest deducts a small amount daily, weekly, or monthly.

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